Legals Services

If you’re going to get professional advice, check it’s from an IFA. This is best if you’re starting out with financial advice, as it’s often difficult to identify why restricted advisers are restricted. Some will be restricted by products they advise on (not always bad), and some by provider (often bad, as other providers may have better deals).

When would I need to use an adviser?

If you’re looking at complex financial products, it can pay to get advice if you’re not sure or not confident doing the research yourself.

Some of the main products that financial advisers deal with are listed below. Even if you’re going to use a financial adviser to get one of these, it’s a good idea to buff up on what you’re getting before you meet. That way you’ll feel more in control of the decision-making process.